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Assignment 9: Tort Law — Intentional Torts

CPCU 530 — Legal Environment of Insurance

Welcome to Assignment 9

This assignment covers intentional torts — civil wrongs where the defendant deliberately performed the act that caused harm. Unlike negligence (where harm is accidental), intentional torts require intent: the person meant to do the act, even if they did not intend every consequence. You will learn torts against persons (battery, assault, defamation, privacy), torts against property (trespass, conversion, nuisance), and economic/business torts (fraud, bad faith, interference).

Exam Alert!

Key exam topics: the difference between assault vs. battery, slander per se categories, the 6 elements of fraud, bad faith in insurance, conversion vs. trespass to chattels, and malicious prosecution vs. abuse of process.

What You Will Learn

1. Physical torts against persons: battery, assault, false imprisonment, emotional distress

2. Defamation: slander vs. libel, per se categories, defenses, and public figure rules

3. The six types of invasion of privacy and seven defenses

4. Intentional torts against property: trespass, conversion, nuisance

5. The six elements of fraud and insurer bad faith

6. Business interference torts, unfair competition, and misuse of legal process

Assignment Parts

Quick Reference Summary

Battery vs. Assault

Battery = unauthorized touching. Assault = fear of imminent touching. Can have one without the other.

Slander Per Se

4 categories where damages are presumed: crime, loathsome disease, harm to profession, unchastity.

6 Elements of Fraud

False representation + material fact + knowingly + intent to deceive + reliance + detriment.

Bad Faith

Insurer fails to act fairly. Allows compensatory, punitive, and emotional distress damages.

Conversion vs. Trespass

Trespass = interfering with property. Conversion = exercising full dominion/control over it.

Malicious Prosecution

Filing legal proceedings without probable cause, with malice, that end in defendant's favor.