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Assignment 10: Special Liability & Tort Litigation

CPCU 530 — Legal Environment of Insurance

Welcome to Assignment 10

This assignment covers special liability doctrines and tort litigation concepts. You will learn about strict liability for products and abnormally dangerous activities, how premises and vicarious liability work, and the mechanics of tort litigation including damages, joint tortfeasors, statutes of limitations, and tort reform.

Exam Alert!

Key exam topics: the 5 elements of strict liability products claims, 3 types of product defects, CERCLA/Superfund PRPs, common law vs. UCAJTFA joint tortfeasor rules, vicarious liability relationships, and the distinction between statutes of limitations vs. repose.

What You Will Learn

1. How products liability evolved from privity to strict liability (MacPherson Doctrine)

2. The 5 elements of a strict liability claim and 10 defenses available

3. Toxic torts, CERCLA/Superfund, and who pays for environmental cleanup

4. Vicarious liability, respondeat superior, and the family purpose doctrine

5. Compensatory, nominal, and punitive damages in tort actions

6. Joint tortfeasor liability, contribution, and market-share liability

7. Statutes of limitations vs. repose, and tolling for minors

Assignment Parts

Quick Reference Summary

Strict Liability

Liable without fault. No need to prove negligence -- just defect + causation.

5 Products Liability Elements

Seller in business, defect, defect at time of sale, proximate cause, no substantial change.

CERCLA PRPs

Current owners, past owners, generators, transporters. Strict liability applies.

Vicarious Liability

3 relationships: principal-agent, employer-employee, parent-child.

Joint Tortfeasors

Common law: release one = release all. UCAJTFA: can release individually.

Damages

Compensatory (special + general), nominal ($1 token), punitive (punishment).